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Can’t recommend Katie Cooke and Tennessee's Elite enough! When buying our first home we had a million questions and Katie patiently answered each one (some questions a few times over!). I felt like we had someone in our corner who was willing to advocate for our best interests and who truly wanted us to have our dream home, not just any home. She was attentive, accommodating, and kind making the entire process feel like a breeze!
Brittany Fowler
5.0
Come and Visit our Office
Stop by for a conversation about your real estate needs.
The first step is getting pre-approved for a mortgage to understand your budget. Our team can provide a list of vetted lenders who have worked well for our clients in the past.
How much money do I need for a down payment?
Most loans require 3-20% down, but some options may allow lower or even zero down payment, such as the VA loan.
What factors influence my ability to get a mortgage?
Key factors include your credit score, income, debt-to-income ratio, employment history, and the size of your down payment. Lenders look at these to determine your loan eligibility.
How long does the home buying process take?
The process typically takes 30-45 days from offer to closing but can vary depending on circumstances.
What is an earnest money deposit?
It's a deposit showing your commitment to buying the home. There is not a set amount required In Tennessee or Kentucky. Typically, $500 and more is sufficient but will vary depending on negotiations.
Do I need a home inspection?
Yes, it’s strongly recommended to identify any potential issues with the property before buying.
How do I know how much to offer on a home?
Your Forever Agent will help you analyze the market and comparable sales to make a competitive offer.
What’s the best way to prepare my home for sale?
Step One: Contact us to connect with a Forever Agent! Then focus on cleaning, decluttering, and making any necessary repairs. Enhancing curb appeal and staging key rooms can also make a big impact on potential buyers.
How do I determine the value of my home?
Your Forever Agent can conduct a comparative market analysis (CMA) to price your home competitively.
How long does it take to sell a home?
The timeline varies based on market conditions, but on average, homes sell within 30-120 days.
What do I need to do to prepare my home for sale?
Clean, declutter, and make minor repairs. Our team will stage your home for a better presentation.
Do I need to make repairs before selling?
Some repairs can increase your home's value, but it's not always necessary. It depends on the condition and market. It is always best to consult with your Forever Agent!
How do I handle multiple offers on my home?
Your Forever Agent will help you review each offer, focusing on price, terms, and buyer qualifications to assist you in making the best choice for you.
Should I be present during showings?
It’s best to leave the property during showings to allow buyers to feel comfortable while touring your home for potential purchase.